Compare 21 Shariah-compliant products from 8 providers available in New Jersey. Every listing includes Shariah oversight details, Halal Money Index grades, and direct provider links.
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Showing all 21 products available to New Jersey residents — including nationwide providers and those with specific New Jersey coverage.
Important: HalalWallet is not a lender, mortgage broker, loan originator, or settlement agent.
“Featured” labels may indicate paid placement in that module.
Outbound links may earn referral fees. Some agreements also include fees when financing funds. You should receive the same product terms as visiting providers directly; confirm with the provider. How we make money · Methodology
Broad exposure to US halal equities using the Russell Halal USA index methodology
Type
ETF
Expense Ratio
0.40%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Provides exposure to a broad range of international developed and emerging market companies
Type
ETF
Expense Ratio
0.55%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Diversify your fixed income exposure with sukuks, Islamic financial certificates
Type
ETF
Expense Ratio
0.55%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Provides exposure to global technology companies through large and mid-cap stocks
Type
ETF
Expense Ratio
0.55%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Gain value-conscious exposure to an S&P 500 ETF composed to Sharia guidelines
Type
ETF
Expense Ratio
0.45%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Provides value exposure to real estate asset class through Sharia-compliant REITs
Type
ETF
Expense Ratio
0.55%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Search and compare halal ETFs screened for Shariah compliance using Musaffa's proprietary methodology.
Type
Stock Screener
Opens provider site — no obligation
Full details →The go-to platform for Shariah-compliant investment research
Type
Stock Screener
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Link your existing brokerage account to monitor your current holdings within Zoya
Type
Brokerage
Fee
$14.99/month or $119.99/year
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Screen thousands of investments for Sharia compliance
Type
Stock Screener
Fee
$14.99/month or $119.99/year
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →
ShariaPortfolio Express
An online system for clients with $1,000 or more who prefer an digital solution, with investment models developed by experienced money managers
Type
Investment Platform
Min Investment
$1,000
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →ShariaPortfolio Institutional
Institutional services to financial advisors wishing to provide their clients with Sharia-compliant investment solutions
Type
Investment Platform
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Wealth Management
For clients seeking comprehensive wealth management services who have $100,000 or more to invest
Type
Investment Platform
Min Investment
$100,000
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →
Wahed Dow Jones Islamic World ETF
Exposure to Shariah-compliant international (non-US) equities across developed and emerging markets
Type
ETF
Expense Ratio
0.65%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Wahed Invest Robo-Advisor
Craft an investment portfolio designed to align with your values and help you achieve your goals
Type
Investment Platform
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Wahed FTSE USA Shariah ETF
Get passive index exposure to US Shariah-compliant stocks
Type
ETF
Expense Ratio
0.50%
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →
Amana Growth Fund (AMAGX)
Seeks long-term capital growth by investing in common stocks and principally follows a large-cap investment style
Type
Mutual Fund
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Amana Participation Fund (AMAPX)
Seeks capital preservation and current income by investing primarily in sukuk, Islamic investment certificates
Type
Mutual Fund
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Amana Developing World Fund (AMDWX)
Seeks long-term capital growth by investing in common stocks of companies with significant exposure to emerging markets.
Type
Mutual Fund
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Amana Income Fund (AMANX)
Seeks current income and preservation of capital by following an equity-income investment strategy
Type
Mutual Fund
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →
Azzad Wealth Management
Comprehensive wealth management and financial advising for high net-worth individuals
Type
Investment Platform
Account Types
Individual, IRA (+1 more)
Opens provider site — no obligation
Full details →Explore investing in major New Jersey metros
Halal investing has many forms today. You can pick stocks yourself or use a fully managed plan. Here is how to choose.
Each platform sets its own halal rules. Many follow AAOIFI standards. Others use their own checks. Ask how they screen for both the business type and the financial ratios.
You have four main paths. Halal ETFs are low-cost and easy. Managed accounts handle the work for you. Brokerages let you trade on your own. Screening apps check what you already own. Pick the path that fits your style.
Compare ETF fees, advisor fees, and app costs. Even small fees add up over time. Lower fees mean more wealth in the long run.
Check what accounts the platform offers. Look for solo and joint accounts. Look for IRAs and Roth IRAs. Halal options inside a tax-favored account add real value.
First-party data from The American Muslim Money Report (March–April 2026, 20 New Jersey respondents)
Among New Jersey residents who declared a financial-category interest on HalalWallet during the report window, 10% chose halal investing (national average: 24%).
#1 interest in New Jersey
halal auto financing
35%
#2 interest in New Jersey
halal home financing
15%
#3 interest in New Jersey
halal investing
10%
Source: HalalWallet, The American Muslim Money Report (2026). Aggregated, anonymous declared-interest data from a frozen 50-day snapshot (2026-03-07 to 2026-04-26); state shares based on 20 in-state respondents. No individual is identified or identifiable.
Read the full reportHalal index funds vs halal ETFs: how Shariah screening, costs, trading, and minimums differ, and which one fits your portfolio in 2026.
Read ArticleIs investing in the stock market halal? The scholarly view, how to screen stocks, purification, and how Muslims can invest without riba in 2026.
Read ArticleHalal stocks and ETFs are the entry point, but they're not the whole picture. Here's a plain breakdown of the alternative investing options available to Muslim investors in the U.S., from real estate to tokenized Shariah-aligned products.
Read ArticleHow providers available in New Jersey handle Shariah compliance verification
Formal Shariah Board
Independent panel of scholars that reviews and approves products
Third-Party Certified
Compliance verified by an external Shariah certification body
Named Scholar
Specific scholar(s) provide oversight and endorsement
Common questions about halal investing in New Jersey
A step-by-step guide to evaluating halal investing providers
Verify Shariah compliance
Check that the lender has a formal Shariah board. Or look for named scholar review or a third-party badge. Strong Shariah oversight is the best sign of a real halal product.
Compare financing structures
Ask how the deal is set up. Common types are co-ownership, cost-plus, and lease-to-own. Each one has its own risks, costs, and ownership rules.
Check state availability
Some lenders work in all 50 states. Others serve just a few. Make sure the product is offered in your state. And confirm the lender holds the right state license.
Evaluate total cost
Do not stop at the headline rate. Add up fees, closing costs, profit margins, and any monthly charges. Ask each lender for a full cost sheet or Good Faith Estimate.
Read customer reviews
Check Google reviews and BBB ratings. Also ask in your local community. Look closely at notes on speed, support, and what happens after closing.
Consult a qualified advisor
Big money calls for two pros. Talk to a halal finance advisor. Also talk to a licensed money pro who knows your full picture.
Halal Finance Score
Are your investments Shariah-screened? Check all 7 categories.
Average score: 63/100
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A state-specific view of halal investing availability based on our latest provider dataset.
Total products in New Jersey
21
Nationwide options
20
State-specific options
1
Top providers currently available in New Jersey
Amana Funds, Azzad Asset Management, Manzil, Musaffa, ShariaPortfolio and 3 more
New Jersey by the numbers
Muslim residents in New Jersey
~322K
3.5% of the state population
Median home price
~$521,000
Home equity anchors most household net worth
Median household income
$99,781
128% of the national median
Sources: World Population Review (compiled from Census/Pew/ARIS data), 2020 estimates; FHFA House Price Index / Zillow, 2025; U.S. Census Bureau, 2023 American Community Survey.
New Jersey is home to about 322,000 Muslims. About 3.5% of the state's population, one of the highest concentrations per capita in the U.S. Major communities are in Paterson, Jersey City, Edison, and Clifton. The state's proximity to New York City means many residents work in high-income fields while seeking more affordable housing across the Hudson.
The state's median home price is about $521,000, New Jersey's market is competitive but more accessible than Manhattan or Brooklyn. Halal financing options include Guidance Residential (AMJA-endorsed co-ownership), IjaraCDC (Ijara), UIF (AAOIFI-certified Musharakah), and Devon Bank (Murabaha). Neeyah also serves New Jersey. One of only 5 states with this newer co-ownership option. Compare quotes from multiple providers.
New Jersey has strong consumer lending regulations that apply to all providers, including halal lenders. The state's high property taxes make total cost analysis especially important. Factor in taxes alongside financing costs. For investing, New Jersey's state income tax makes tax-advantaged halal retirement accounts valuable.
Population, home-price, and income figures: World Population Review (compiled from Census/Pew/ARIS data), 2020 estimates; FHFA House Price Index / Zillow, 2025; U.S. Census Bureau, 2023 American Community Survey.
Explore other halal financial products for New Jersey residents
Explore investing in neighboring states
Structure comparisons, guides, and New Jersey cross-links.
Structure comparisons
Educational guides
Calculators & tools
Nearby states
View our full comparison with filters for state, structure, and more — all in one place.
Reviewed monthly and updated when state availability, provider coverage, or product details change.
Co-Founder, HalalWallet
We focus on three things: accuracy, clarity, and clear Shariah notes. Each product detail comes from the provider or our own product database. We do not make up numbers, reviews, or returns.
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-07-01
How to use this comparison: HalalWallet is an independent educational comparison platform — by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
