Terms and Conditions

1. Acceptance of Terms

By accessing or using the HalalWallet website and related services (collectively, the “Site”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, do not use the Site. These Terms apply to all visitors, users, and others who access or use the Site.

2. About HalalWallet

HalalWallet USA LLC (“HalalWallet,” “we,” “our,” or “us”) operates an informational platform designed to help users explore and compare Shariah-compliant financial products in the United States. We are not a financial institution, broker, or lender. We do not provide financial, legal, or investment advice and do not guarantee product approval or outcomes.

3. Eligibility

The Site is intended for use by individuals 18 years or older residing in the United States. By using the Site, you represent and warrant that you meet these eligibility requirements.

4. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any manner that violates applicable laws or regulations.
• Impersonate HalalWallet or any third party.
• Interfere with or disrupt Site operations, servers, or networks.
• Use automated tools (e.g., bots, scrapers) without prior written consent.

5. Intellectual Property

All content on the Site—including text, graphics, logos, icons, images, and software—is the property of HalalWallet or its licensors and is protected by U.S. and international copyright, trademark, and intellectual property laws. You may use the Site for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works without written permission from HalalWallet.

6. Third-Party Links and Affiliates

HalalWallet may include links to third-party financial institutions, service providers, or other websites. We are not responsible for the content, accuracy, or practices of third-party sites. Some links may be affiliate links, meaning HalalWallet may receive compensation if you click or complete an application. This compensation does not affect product ranking or reviews.

7. No Financial Advice

All Site content is provided for informational and educational purposes only. HalalWallet does not offer financial, legal, or investment advice. You are solely responsible for evaluating any product, service, or institution before making decisions and should consult a qualified professional as appropriate.

8. Disclaimers

• The Site and its content are provided “as is” and “as available.”
• HalalWallet makes no representations or warranties of any kind, express or implied, regarding the Site, its content, or third-party products featured on it.
• We do not guarantee that:
  • The Site will always be available or error-free.
  • The information is complete, accurate, or up-to-date.
  • Any third-party product or offer will meet your expectations or eligibility.

9. Limitation of Liability

To the fullest extent permitted by law, HalalWallet and its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising from:

• Your use of or inability to use the Site;
• Any reliance on Site information;
• Any interaction with third-party financial institutions.

In no event shall HalalWallet’s total liability exceed $100 USD.

10. Indemnification

You agree to indemnify, defend, and hold harmless HalalWallet and its affiliates, employees, and partners from any claims, damages, or expenses (including legal fees) arising from your use of the Site, violation of these Terms, or infringement of any intellectual property or other rights.

11. Updates and Modifications

We may modify or update these Terms at any time by posting a revised version on this page. The “Effective Date” above indicates the latest revision. Your continued use of the Site after changes take effect constitutes acceptance of the updated Terms.

12. Termination

HalalWallet may suspend or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms or applicable law.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Philadelphia, Pennsylvania.

14. Contact Us