DMCA Policy

1. Our Commitment to Intellectual Property

HalalWallet USA LLC (“HalalWallet,” “we,” “our,” or “us”) respects the intellectual property rights of others and expects all users of our website (www.halalwallet.us) to do the same. We comply with the Digital Millennium Copyright Act of 1998 (“DMCA”), 17 U.S.C. § 512, and will respond promptly to legitimate notices of alleged copyright infringement.

HalalWallet also actively protects its own original content — including product comparisons, curated datasets, editorial analyses, provider ratings, and proprietary tools — and will pursue legal remedies against any person or entity that infringes upon our intellectual property rights.

2. Content We Protect

The following materials on HalalWallet are protected by copyright and other intellectual property laws:

• Product comparison databases and tables — our curated, structured comparisons of halal financial products across multiple categories
• Provider ratings and assessments — our proprietary evaluation methodology and resulting ratings
• Shariah oversight classifications — our research and categorization of provider compliance levels
• Editorial content — articles, guides, FAQs, educational materials, and blog posts
• Data compilations — our structured datasets of state-by-state product availability, pricing data, and feature comparisons
• Calculator tools — Zakat calculator, mortgage calculator, and related tools
• Website design — the overall layout, look and feel, graphics, logos, and visual identity
• Software and code — proprietary algorithms, recommendation engines, and application code

3. Filing a DMCA Takedown Notice

If you believe that material hosted on our Site infringes your copyright, you may submit a DMCA takedown notice to our designated agent. Your notice must include the following elements required by 17 U.S.C. § 512(c)(3):

1. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works.
2. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material (e.g., the specific URL or page).
3. Your contact information, including your name, address, telephone number, and email address.
4. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
5. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
6. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

4. Counter-Notification Procedure

If you believe that material you posted on the Site was removed or disabled by mistake or misidentification, you may file a counter-notification with our DMCA agent. Your counter-notification must include:

1. Your physical or electronic signature.
2. Identification of the material that has been removed or disabled, and the location at which it appeared before it was removed or disabled.
3. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification.
4. Your name, address, telephone number, and a statement that you consent to the jurisdiction of the federal court for the judicial district in which you reside (or the Eastern District of Pennsylvania if you reside outside the United States), and that you will accept service of process from the person who provided the original DMCA notice or an agent of such person.

Upon receipt of a valid counter-notification, we will forward it to the original complainant and restore the removed content within 10–14 business days, unless the complainant files a court action seeking to restrain the alleged infringement.

5. Repeat Infringer Policy

In accordance with the DMCA, HalalWallet has adopted a policy of terminating, in appropriate circumstances, users who are deemed to be repeat copyright infringers. We may also, at our sole discretion, limit access to the Site and/or terminate the accounts of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

6. Protection of HalalWallet’s Content

HalalWallet actively monitors the internet for unauthorized use, reproduction, scraping, or distribution of our proprietary content. We employ both technical measures and legal monitoring tools to detect infringement.

If we discover that any person or entity has copied, scraped, republished, or otherwise misappropriated our content without authorization, we will:

• Issue a DMCA takedown notice to the hosting provider, search engines, and any relevant platforms;
• Send a formal cease and desist letter demanding immediate removal of infringing content;
• File complaints with Google (Search Console removal requests), Bing, and other search engines to have infringing pages de-indexed;
• Report violations to domain registrars, web hosting companies, and content delivery networks;
• Pursue civil litigation for copyright infringement (17 U.S.C. § 501 et seq.), including claims for actual damages, statutory damages of up to $150,000 per work infringed, and attorneys’ fees;
• Pursue claims under the Computer Fraud and Abuse Act (18 U.S.C. § 1030) for unauthorized access or scraping;
• Pursue claims for misappropriation of trade secrets and unfair competition under applicable state law.

7. Anti-Scraping and Data Mining Policy

The use of automated tools, including but not limited to web scrapers, crawlers, bots, data miners, and screen-scraping software, to access, extract, or collect data from HalalWallet is strictly prohibited without our prior written consent. This prohibition applies regardless of whether such activity is technically feasible.

Unauthorized automated access to our Site constitutes:

• A breach of these Terms of Service and the terms set forth in our robots.txt file;
• A violation of the Computer Fraud and Abuse Act (18 U.S.C. § 1030);
• Tortious interference with our business relationships;
• Misappropriation of our trade secrets and proprietary data.

We reserve the right to block IP addresses, implement CAPTCHAs, and take any other reasonable technical or legal measures to prevent unauthorized access.

8. Permitted Uses and Fair Use

Nothing in this policy is intended to limit uses that qualify as “fair use” under 17 U.S.C. § 107, including for purposes of criticism, comment, news reporting, teaching, scholarship, or research. We also welcome links to our content and brief excerpts with proper attribution.

For licensing inquiries, partnership opportunities, or permission to use our content, please contact us at robert@halalwalletusa.com.

9. Contact Information

For all DMCA-related inquiries, takedown requests, or intellectual property matters: