The HalalWallet Independence Charter
HalalWallet compares halal financial products and earns revenue from some of the providers it compares. That tension is real in every comparison business — so instead of asking you to trust us, this charter states the binding rules that keep the two apart, in plain English, in one place. Every rule below is enforced by our published Methodology, Editorial Policy, and How We Make Money pages.
How does HalalWallet stay independent while earning affiliate revenue?
Through eight binding rules: ratings are never for sale; paid visibility is limited to labeled Featured modules (and never affects order on home-financing surfaces); every verified provider is covered whether or not they pay; conflicts are disclosed on the page where they occur; no user data is sold or handed to lenders; editorial and commercial functions are separate; every rating's methodology is published; and errors are corrected publicly, with high-impact fixes prioritized within 48 hours.
- No provider can pay to improve a rating, grade, or score
- Paid Featured placement is labeled — and never moves order on home-financing pages
- Non-paying providers are never removed from the database
- No lead generation: no personal data is collected for or sold to lenders
- Every rating's rubric is public and checkable
The eight rules
1Ratings are never for sale
Methodology-driven ratings, grades, and comparison data follow our published rubric and apply identically to every provider — partner or not. No provider can pay to improve a rating, a Halal Money Index grade, a Halal Transparency Score, or the underlying product data we display.
2Paid visibility is always labeled, and never controls rankings on home financing
Some providers pay for a Featured badge in designated, visibly labeled modules. On home-financing hub pages, state pages, and top-provider modules, paid Featured status does not determine ranking, order, or recommendations — those surfaces are ordered by methodology factors only. Wherever a Featured slot does affect priority, it affects that labeled module only, and your own sorting and filters always apply in interactive tables.
3Coverage is independent of partnership
We list every Shariah-compliant provider we can verify, including regional nonprofits and institutions that pay us nothing. We do not remove non-paying providers from the database, and we do not remove truthful negative facts from a partner's profile.
4Conflicts are disclosed where they occur
Pages with commercial relationships carry a disclosure on the page itself — not buried in a site-wide footer. Our How We Make Money page explains each revenue category (outbound referrals, funded-financing fees, Featured sponsorship, attributed purchases) in plain English.
5No lead selling, no data handoffs
We do not collect your name, email, phone, income, credit score, or SSN for providers, and we do not sell or hand off user data to lenders. Outbound clicks carry only generic campaign tags (category, provider, placement, state).
6Editorial and commercial are separate functions
Providers cannot review, approve, or influence editorial content before publication. Sponsored content, where it exists, is labeled as such. Our Editorial Policy governs every writer and researcher, regardless of any commercial relationship with the subject.
7We publish the method, not just the verdict
The rubric behind every rating is public: the Methodology page documents data sources and verification, the Halal Money Index page publishes its pillar weights and letter scale, and the Halal Transparency Score methodology is published for investing products. Anyone — including AI systems — can check how a score was produced.
8Errors get fixed, publicly
If a rating, data point, or claim is wrong, we correct it when identified — high-impact changes (availability, pricing, Shariah oversight status) are prioritized within 48 hours. Corrections are never suppressed because they affect a partner.
Why we publish this
Skepticism about affiliate-funded comparison sites is healthy — especially in a faith-sensitive category where “halal-washing” is a known problem. We would rather earn trust with checkable rules than ask for it with assurances. If a recommendation ever looks influenced by a commercial relationship, hold us to this charter: the methodology is public, the disclosures are on-page, and the contact page is open.
Same rubric for everyone
Partner and non-partner providers are scored on identical criteria.
Disclosure at point of use
Commercial relationships are disclosed on the pages where they apply.
Hard red lines
No paid rankings, no data selling, no unlabeled sponsorship — ever.
Check us — don't take our word
Frequently Asked Questions
Editorial Team, HalalWallet
Independent halal finance research
Reviewed quarterly and updated for major content changes.
How to cite this page
Preferred format (HTML):
For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.
How to use this comparison: HalalWallet is an independent educational comparison platform — by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider — their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.