Author Profile
Robert Mallon
Co-Founder, HalalWallet
Robert leads product strategy and the comparison methodology behind HalalWallet. He holds a B.A. in Economics from Vanderbilt and an M.S. in Data Analytics from Georgia Tech, and previously worked at Deloitte and across fintech startups.
Areas of Expertise
- Fintech
- Data Analytics
- Management Consulting
- Halal Finance
- Financial Product Comparison
Education
- • Vanderbilt University
- • Georgia Institute of Technology
Articles by Robert
24 recent articles auto-assigned based on topic expertise.
Can You Pay Zakat Early? Advance Payment Rules for 2026
Can you pay zakat before your lunar anniversary? Yes in most cases. See early payment rules, how to calculate, and when waiting is smarter in 2026.
Jul 16, 2026
Zakat Calculation Worksheet 2026: Step-by-Step for Muslim Families
Use this 2026 zakat worksheet to total cash, gold, investments, and business assets, apply debt deductions, and pay before your lunar anniversary date.
Jul 15, 2026
When to Pay Zakat: Lunar Calendar, Anniversary Date, and Ramadan 2026
When is zakat due? Use a lunar anniversary date or Ramadan, track your nisab year, and see how to align personal, business, and investment zakat in 2026.
Jul 14, 2026
Zakat on Business Assets and Inventory 2026: How to Calculate
Business owners owe zakat on trade goods, inventory, and receivables. See what counts, how to value stock, and a step-by-step calculation for 2026.
Jul 13, 2026
Halal 529 Plans for Muslim Families
Most 529 plans have no Shariah-compliant fund options today. Here is what to use instead: Coverdell ESA and UTMA accounts with HLAL or SPUS give full halal flexibility without the menu constraints.
Jul 12, 2026
Zakat on Debt and Liabilities 2026: What to Deduct
Can you deduct debt from zakat? See which liabilities reduce your zakatable wealth, which debts you cannot subtract, and how to calculate net wealth in 2026.
Jul 12, 2026
Halal Construction Financing and New Build Homes 2026
Can you build a new home with halal financing? Covers shariah-compliant construction structures, which U.S. providers offer them, and what to expect.
Jul 11, 2026
Zakat on Cryptocurrency and Bitcoin 2026: What You Owe
How do you calculate zakat on Bitcoin and other crypto? Covers the scholarly consensus, nisab application, and which crypto holdings are zakatable in 2026.
Jul 11, 2026
Nisab Threshold 2026: How to Know If You Owe Zakat
The nisab is the minimum wealth threshold for zakat. See the 2026 silver and gold nisab values, how to calculate zakatable wealth, and who is exempt.
Jul 10, 2026
Halal Alternatives to a HELOC for Muslim Homeowners 2026
A conventional HELOC charges interest, making it haram. Covers shariah-compliant alternatives for accessing home equity in the U.S. in 2026.
Jul 10, 2026
Zakat on Investments: Stocks, 401k, IRA and ETFs (2026)
A practical guide to calculating zakat on modern investment accounts, including stocks, mutual funds, 401k plans, IRAs, and halal ETFs in 2026.
Jul 7, 2026
Halal Index Funds vs Halal ETFs: What's the Difference? (2026)
Halal index funds vs halal ETFs: how Shariah screening, costs, trading, and minimums differ, and which one fits your portfolio in 2026.
Jul 5, 2026
Is Investing in Stocks Halal? A Muslim's Guide (2026)
Is investing in the stock market halal? The scholarly view, how to screen stocks, purification, and how Muslims can invest without riba in 2026.
Jul 5, 2026
Is a Roth IRA Halal? Building a Shariah-Compliant Roth IRA (2026)
Can a Roth IRA be halal? How to hold Shariah compliant investments in a Roth IRA, avoid interest, purify income, and pick halal funds in 2026.
Jul 5, 2026
Sadaqah Jariyah Ideas: Ongoing Charity That Keeps Rewarding You (2026)
What sadaqah jariyah means, the best ongoing charity ideas for Muslims in the US, and how to set up recurring giving that keeps earning reward.
Jul 1, 2026
Where to Give Zakat in the U.S. (2026)
18 state guides plus national charities. Who qualifies for Zakat, how to verify a charity's policy, and local vs international giving for U.S. Muslims.
Jun 29, 2026
Complete Islamic Giving Guide for Muslims in the USA (2026)
Zakat, Sadaqah, and where to give in the U.S. A practical guide to Islamic giving types, eligible recipients, and how to choose trustworthy charities.
Jun 29, 2026
Best Muslim Charities in the USA (2026): Complete Directory and Comparison
A comprehensive guide to the top Muslim charities operating in the United States, covering their cause areas, financial transparency, shariah compliance, and who each organization is best for.
Jun 28, 2026
Best Muslim Charities for Sub-Saharan Africa (2026)
A guide to vetted Muslim charities working across Sub-Saharan Africa, covering food security, education, healthcare, and emergency relief for Muslim communities in the region.
Jun 27, 2026
Best Muslim Charities for Bangladesh and Rohingya (2026)
Bangladesh faces recurring natural disasters and hosts nearly one million Rohingya refugees in Cox's Bazar. If you want to give zakat or sadaqah to support this region, here are the most trusted U.S.-based Muslim charities working there.
Jun 26, 2026
First-Time Muslim Homebuyer's Guide to Halal Financing in the U.S. (2026)
Buying your first home through halal financing is more straightforward than most people expect. This guide walks first-time Muslim homebuyers through every step: understanding structures, choosing a provider, getting pre-approved, and closing.
Jun 26, 2026
Best Muslim Charities for Somalia and East Africa (2026)
Somalia, Ethiopia, Sudan, and Kenya have some of the worst humanitarian conditions in the world. If you want to give zakat or sadaqah to East Africa, here are the most trusted U.S.-based Muslim charities working there.
Jun 25, 2026
Penny-Wise Muslim Household Budget: A Practical Family Guide (2026)
Building a budget that's both financially sound and aligned with Islamic values isn't complicated. Here's a practical household budget framework for Muslim families who want to be intentional with every dollar.
Jun 25, 2026
What Is a Family Financial Council? (Shura in Muslim Household Finances — 2026)
A family financial council is a structured meeting where your household discusses money as a team. Rooted in the Islamic principle of shura (consultation), it's one of the most practical tools Muslim families can use to stay financially aligned.
Jun 25, 2026
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