Are there Islamic bank branches in the U.S.?

A few institutions publish a physical headquarters: Bank of Whittier in Whittier, California; Stearns Bank in St. Cloud, MN; UIF in Southfield, Michigan; Jafari Credit Union in Houston, TX. Beyond those, Shariah-compliant accounts are opened online or by phone and serviced through debit cards, mobile apps, and shared ATM networks, so the nearest branch matters far less than whether the institution serves your state.

Which institutions open halal accounts in every state?

Bank of Whittier, Stearns Bank, UIF publish coverage of all 51 states. Credit unions and community banks in our directory serve a narrower footprint; the table above lists each state.

Are halal bank accounts FDIC insured?

Bank of Whittier, Stearns Bank, UIF, Jafari Credit Union publish deposit insurance (FDIC (or NCUA for credit unions)) on at least one listed account. An institution that is not a chartered bank or credit union may offer investment-style products that are not deposit-insured; each listing on the state pages shows the published status, and the institution's own disclosures govern.

How does a halal savings account pay anything without interest?

Two models. A profit-sharing (Mudarabah) account invests deposits in Shariah-screened assets and shares the actual profit at a published ratio, so the return varies. A safekeeping (Amanah or non-interest) account pays nothing and simply holds your money. Neither is a fixed interest rate; if an account promises a guaranteed percentage regardless of results, ask how that is reconciled with the Shariah certificate.

What should I check before opening an account?

Confirm the institution serves your state, read the Shariah certificate or board opinion for the specific account, check the FDIC status, and compare monthly fees, minimum balances, ATM access, and whether purification of any impermissible income is handled for you. Our state pages carry those fields for every account.

Live coverage · every state

Islamic Banks Near Me

There is no nationwide chain of Islamic bank branches in the U.S.. Shariah-compliant accounts come from a small number of chartered banks and credit unions with Islamic account lines, and most of them open accounts online for any state they serve. Pick your state to see exactly who, and who is physically headquartered nearby.

Choose your state

Pick your state to see every halal banking provider that publishes coverage there. The full state-by-state list is below if you would rather browse.

Direct answer

Is there an Islamic bank near me?

Probably not a branch, but almost certainly an account. 4 institutions in our U.S. directory offer Shariah-compliant deposit accounts. Bank of Whittier, Stearns Bank, UIF open accounts in all 51 states, online. Jafari Credit Union (Texas) serves a smaller footprint. Physical headquarters are published for Bank of Whittier in Whittier, California; Stearns Bank in St. Cloud, MN; UIF in Southfield, Michigan; Jafari Credit Union in Houston, TX. Check the FDIC (or NCUA for credit unions) status on each account before you move money.

Deposit insurance (FDIC (or NCUA for credit unions)) applies per institution; our listings show the published status
Profit-sharing (Mudarabah) and safekeeping (Amanah / non-interest) accounts are the two common forms
Most accounts open online; a branch nearby is rarely required
Headquarters shown only where the provider publishes one

Where these providers are physically based

Headquarters as published by each provider. Most halal banking providers work remotely across every state they are licensed in, so a nearby office is a convenience, not a requirement.

Bank of WhittierWhittier, CaliforniaBank Accounts in California
Stearns BankSt. Cloud, MNBank Accounts in Minnesota
UIFSouthfield, MichiganBank Accounts in Michigan
Jafari Credit UnionHouston, TXBank Accounts in Texas

Bank Accounts by state: all 51 states

Provider counts come from each provider's published coverage list. Click a state for its full comparison.

State	Providers	Who serves it
Alabama	3	Bank of Whittier, Stearns Bank, UIF
Alaska	3	Bank of Whittier, Stearns Bank, UIF
Arizona	3	Bank of Whittier, Stearns Bank, UIF
Arkansas	3	Bank of Whittier, Stearns Bank, UIF
California	3	Bank of Whittier (HQ), Stearns Bank, UIF
Colorado	3	Bank of Whittier, Stearns Bank, UIF
Connecticut	3	Bank of Whittier, Stearns Bank, UIF
Delaware	3	Bank of Whittier, Stearns Bank, UIF
Florida	3	Bank of Whittier, Stearns Bank, UIF
Georgia	3	Bank of Whittier, Stearns Bank, UIF
Hawaii	3	Bank of Whittier, Stearns Bank, UIF
Idaho	3	Bank of Whittier, Stearns Bank, UIF
Illinois	3	Bank of Whittier, Stearns Bank, UIF
Indiana	3	Bank of Whittier, Stearns Bank, UIF
Iowa	3	Bank of Whittier, Stearns Bank, UIF
Kansas	3	Bank of Whittier, Stearns Bank, UIF
Kentucky	3	Bank of Whittier, Stearns Bank, UIF
Louisiana	3	Bank of Whittier, Stearns Bank, UIF
Maine	3	Bank of Whittier, Stearns Bank, UIF
Maryland	3	Bank of Whittier, Stearns Bank, UIF
Massachusetts	3	Bank of Whittier, Stearns Bank, UIF
Michigan	3	Bank of Whittier, Stearns Bank, UIF (HQ)
Minnesota	3	Bank of Whittier, Stearns Bank (HQ), UIF
Mississippi	3	Bank of Whittier, Stearns Bank, UIF
Missouri	3	Bank of Whittier, Stearns Bank, UIF
Montana	3	Bank of Whittier, Stearns Bank, UIF
Nebraska	3	Bank of Whittier, Stearns Bank, UIF
Nevada	3	Bank of Whittier, Stearns Bank, UIF
New Hampshire	3	Bank of Whittier, Stearns Bank, UIF
New Jersey	3	Bank of Whittier, Stearns Bank, UIF
New Mexico	3	Bank of Whittier, Stearns Bank, UIF
New York	3	Bank of Whittier, Stearns Bank, UIF
North Carolina	3	Bank of Whittier, Stearns Bank, UIF
North Dakota	3	Bank of Whittier, Stearns Bank, UIF
Ohio	3	Bank of Whittier, Stearns Bank, UIF
Oklahoma	3	Bank of Whittier, Stearns Bank, UIF
Oregon	3	Bank of Whittier, Stearns Bank, UIF
Pennsylvania	3	Bank of Whittier, Stearns Bank, UIF
Rhode Island	3	Bank of Whittier, Stearns Bank, UIF
South Carolina	3	Bank of Whittier, Stearns Bank, UIF
South Dakota	3	Bank of Whittier, Stearns Bank, UIF
Tennessee	3	Bank of Whittier, Stearns Bank, UIF
Texas	4	Bank of Whittier, Stearns Bank, UIF, Jafari Credit Union (HQ)
Utah	3	Bank of Whittier, Stearns Bank, UIF
Vermont	3	Bank of Whittier, Stearns Bank, UIF
Virginia	3	Bank of Whittier, Stearns Bank, UIF
Washington	3	Bank of Whittier, Stearns Bank, UIF
Washington, D.C.	3	Bank of Whittier, Stearns Bank, UIF
West Virginia	3	Bank of Whittier, Stearns Bank, UIF
Wisconsin	3	Bank of Whittier, Stearns Bank, UIF
Wyoming	3	Bank of Whittier, Stearns Bank, UIF

Kyle Natter

Co-Founder & CEO, HalalWallet

Independently researched·No provider pays for placement·320+ expert articles·About our editorial process·Featured in Islamic Finance news & GoDaddy Registry·BBB Accredited

Why "near me" works differently for Islamic banking

In Muslim-majority countries an Islamic bank is a brand with branches on the high street. In the U.S. the same service is delivered by a handful of chartered banks and credit unions with Shariah-compliant account lines. All of them serve customers across the states they publish, and the state list above is built from those published lists.

Next steps

Pick your state in the finder, or let it detect your state and correct it if needed.
Open your state page for every account with fees, minimums, FDIC status, and reviews.
Browse the full list of Islamic banks in the USA by institution type.
Compare account types in the halal savings accounts guide.

Islamic banks near me: FAQs

Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-10-26

How to use this comparison: Scholars rule; we organize the evidence. HalalWallet is an independent educational comparison platform - by design, we do not issue fatwas or provide financial, legal, or tax advice. We do the research homework so your final checks are quick and personal. Where our role ends and who takes over.

Product structures and Shariah oversight vary by provider, so finish with three built-in steps:

Confirm current terms and halal compliance directly with the provider - their quote is final.
Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.

Spot an error? Report a correction · How we handle corrections

Reviewed by: HalalWallet Editorial Team•Last reviewed: 2026-10-26•Disclosure: Featured partners may compensate HalalWallet for clicks. Editorial policy and full disclosures.

Reviewed quarterly and updated for major content changes.

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