Halal Home Financing in Las Vegas, Nevada

Structure

Ijara

Terms

Up to 30 years

Features

All 50 states, No/low credit programs available, 100+ residential funding partners, Trust-based Ijara (lease-to-purchase) structure, Property types: single-family, duplexes, triplexes, fourplexes, investment 1–4 units, Renovation/construction financing available (terms vary), Early/extra payments allowed at any time, Payments to Islamic organization (Ijara) via ACH — not to a conventional bank

Structure

Ijara (Trust-Based)

Terms

30-year fixed, 15-year fixed, Hybrid ARMs (5/1+)

Features

Nationwide — all 50 states, 0% down for Veterans (VA loan), 3% down Conventional, 3.5% down FHA, Max $832,750 Conventional (most areas), Purchase, refinance, and cash-out refinance, Primary, second homes, and investment 1–4 units, SFR, condos, and PUDs (Fannie Mae/FHA/VA eligible), Fixed rate and hybrid ARM options (5/1+), HomeReady, HomePossible, and My Community Programs, Pre-qualification and pre-approval available, 30–45 day closing timeline, No prepayment penalties, Extra payments applied toward ownership/equity, All loan costs at closing (except appraisal upfront), Ijara trust fee scales with loan size ($1,295–$6,295) + $15/mo admin, Inter Vivos Revocable Trust — buyer is Grantor & Trustee, Payments after closing through Ijara via ACH, Led by Hudson Murphy — top 1% loan originator, NMLS#1281698, 580+ credit score (FHA), 600+ (VA), 620+ (Conventional)