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Investing comparison

Boston Trading Co vs Zoya

Boston Trading Co and Zoya both offer investing. This page lines up 16 listed data points side by side, with 11 differences, so you can see exactly where they part ways before you request quotes.

Built from each provider's listed data · provider data last verified Oct 2026

At a glance

  • Both are available in all 50 states.
  • Boston Trading Co uses Managed digital-asset fund (pooled, accredited-only); Zoya uses Stock Screener.
  • Shariah oversight: Boston Trading Co discloses No Public Review; Zoya discloses Named Scholar.
  • HalalWallet Index: Boston Trading Co is not yet graded; Zoya holds a B-.
  • On measurable rows, Boston Trading Co has the better listed value on 2 and Zoya on 0.
  • They differ on 11 of the 16 data points we list for investing.

No editorial verdict has been written for this pair yet. The side-by-side below is the full data view; where we have written one, you'll find it under Compare.

Boston Trading Co vs Zoya: the full side-by-side

16 data points from each provider's published materials, lined up row by row. They differ on 11.

Boston Trading Co - halal finance provider logo

Boston Trading Co

Not graded
Zoya - halal finance provider logo

Zoya

B-

16 of 16 rows

Availability

  • States covered

    Same
    Boston Trading Co: All 50 states
    Zoya: All 50 states
Costs

  • Management fee

    Boston Trading Co: 2% MER + performance fee above benchmark (1%-3% p.a. range across funds) Edge
    Zoya: $14.99/month or $119.99/year

  • Minimum investment

    Boston Trading Co: US$10,000 (top-ups from US$1,000); accredited / sophisticated investors only
    Zoya: Not listed
Shariah

  • Structure

    Boston Trading Co: Managed digital-asset fund (pooled, accredited-only)
    Zoya: Stock Screener

  • Shariah oversight

    Boston Trading Co: No Public Review
    Zoya: Named Scholar

  • Shariah board / scholar

    Boston Trading Co: No Public Review
    Zoya: named_scholar

  • Published fatwa / certificate

    Same
    Boston Trading Co: No
    Zoya: No

  • Screening standard

    Boston Trading Co: None - not a Shariah-screened fund (Bostoncoin (BOS) Diversifi…) · Self-declared Shariah screen from the RAFAH prospectus: excludes interest-based platforms; avoids alcohol, gambling, pork and adult entertainment; favours profit/loss-sharing and ethical-finance projects. No named scholar, supervisory board or third-party certificate. (RAFAH Halal Crypto Fund) · Dharmic (Ahimsa / Sattvic) screen per the manager; not a Shariah screen (ASHIRVAD (ASHIR) Dharmic C…) · Halachic (kosher) screen per the manager; not a Shariah screen (OYSHER (OYSH) Kosher Crypt…)
    Zoya: AAOIFI standards
Products

  • Products listed

    Boston Trading Co: Bostoncoin (BOS) Diversified Crypto Fund, DARTcoin (DART) Higher-Volatility Crypto Fund, RAFAH Halal Crypto Fund, ASHIRVAD (ASHIR) Dharmic Crypto Fund, OYSHER (OYSH) Kosher Crypto Fund, POLLYcoin AI (POLLY) Lower-Volatility Crypto Fund
    Zoya: Zoya Stock Screener, Zoya Brokerage Integration

  • Best for

    Boston Trading Co: Not for halal-first investors; see RAFAH
    Zoya: DIY halal stock pickers

  • Product types

    Boston Trading Co: Crypto Fund
    Zoya: Stock Screener, Brokerage

  • Holdings

    Boston Trading Co: Live portfolio published at bostontrading.co/portfolio, updated hourly. (Bostoncoin (BOS) Diversifi…) · Live portfolio published at bostontrading.co/dart, updated hourly. (DARTcoin (DART) Higher-Vol…) · Sample allocation (prospectus, May 2025): HalalChain 20%, Islamic Coin 15%, Tezos 15%, Marhaba DeFi 15%, Celo 15%, SolarCoin 10%, ZakatDAO 10%. Illustrative only; no live RAFAH holdings page published. (RAFAH Halal Crypto Fund)
    Zoya: Not listed

  • Account types

    Boston Trading Co: Individual, 401(k), Roth IRA, Trust, Company +1 more
    Zoya: Individual, IRA, Roth IRA

  • Focus

    Boston Trading Co: Diversified Crypto Fund (not Shariah-screened) (Bostoncoin (BOS) Diversifi…) · Higher-Volatility Crypto Fund (not Shariah-screened) (DARTcoin (DART) Higher-Vol…) · Managed Halal Crypto Fund (RAFAH Halal Crypto Fund) · Dharmic Crypto Fund (not Shariah-screened) (ASHIRVAD (ASHIR) Dharmic C…) · Kosher Crypto Fund (not Shariah-screened) (OYSHER (OYSH) Kosher Crypt…) · Lower-Volatility AI Crypto Fund (not Shariah-screened) (POLLYcoin AI (POLLY) Lower…)
    Zoya: Halal Stock Screening (Zoya Stock Screener) · Portfolio Compliance Monitoring (Zoya Brokerage Integration)
Track record

  • HalalWallet Index grade

    Boston Trading Co: Not listed
    Zoya: B-

  • Founded

    Boston Trading Co: 2016 Edge
    Zoya: 2020

Edge marks the side with the better listed number on measurable rows (lower fee, wider coverage, higher grade). It is not a verdict - a provider can win more rows and still be the wrong fit for you.

Strengths and trade-offs

Boston Trading Co

  • Longest track record in the range (since January 2016) across several crypto cycles
  • Radical holdings transparency: the live portfolio is public and updated hourly
  • Live, hourly-updated holdings page
  • Clearly labelled by the manager as the higher-risk option in the range
  • The only managed crypto fund we list that publishes a written halal screen (riba, gharar and haram-industry exclusions in the prospectus)
  • Not Shariah-screened; no halal claim is made for this fund
  • Accredited / sophisticated investors only (US terms: Accredited Investors, Qualified Purchasers or QIBs), with a US$10,000 minimum
  • Provider's own US terms state the offerings have not been reviewed or approved by the SEC or CFTC and that regulatory approval is 'in process'; an ADGM (Abu Dhabi) licence application is also pending
  • 2% MER plus a performance fee above benchmark is expensive next to halal ETFs charging under 0.70%
  • Explicitly higher volatility than the flagship fund

Zoya

  • Screens thousands of stocks for Sharia compliance
  • Methodology overseen by AAOIFI-certified scholar Sheikh Joe Bradford and Sheikh Umer Khan
  • Purification tracking supported alongside screening
  • Available nationwide in all 50 states
  • Links your existing brokerage so holdings are monitored for compliance automatically
  • Full access costs $14.99/month or $119.99/year via app stores - pricier than Musaffa's $72/year
  • A research tool, not a brokerage - trades happen elsewhere (though pass-through ordering covers seven brokers)
  • Free tier is status-only: no ratio detail, and fund screening stops at top-10 holdings
  • App-store and web pricing diverge without explanation on the site
  • Requires a paid plan for real use - $14.99/month or $119.99/year via app stores

Products behind the numbers

Where a row shows more than one value, it is because the provider lists several investing products. Each is tagged.

Boston Trading Co (6)

  • Bostoncoin (BOS) Diversified Crypto Fund
  • DARTcoin (DART) Higher-Volatility Crypto Fund
  • RAFAH Halal Crypto FundDetails
  • ASHIRVAD (ASHIR) Dharmic Crypto Fund
  • OYSHER (OYSH) Kosher Crypto Fund
  • POLLYcoin AI (POLLY) Lower-Volatility Crypto Fund

Zoya (2)

Boston Trading Co - halal finance provider logo

Boston Trading Co

Visit Boston Trading Co Full review
Zoya - halal finance provider logo

Zoya

Visit Zoya Full review

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How do Boston Trading Co and Zoya compare for investing?

Boston Trading Co and Zoya both offer investing. This page lines up 16 listed data points side by side, with 11 differences, so you can see exactly where they part ways before you request quotes.

  • Both are available in all 50 states.
  • Boston Trading Co uses Managed digital-asset fund (pooled, accredited-only); Zoya uses Stock Screener.
  • Shariah oversight: Boston Trading Co discloses No Public Review; Zoya discloses Named Scholar.

Source: HalalWallet (halalwallet.us)

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Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-10-07

How to cite this page

Preferred format (HTML):

According to HalalWallet (“Boston Trading Co vs Zoya”, https://www.halalwallet.us/compare/boston-trading-co-vs-zoya, retrieved 2026-11-12).

For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.

How to use this comparison: Scholars rule; we organize the evidence. HalalWallet is an independent educational comparison platform - by design, we do not issue fatwas or provide financial, legal, or tax advice. We do the research homework so your final checks are quick and personal. Where our role ends and who takes over.

Product structures and Shariah oversight vary by provider, so finish with three built-in steps:

  • Confirm current terms and halal compliance directly with the provider - their quote is final.
  • Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
  • Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.

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