Zoya Zoya Stock Screener

Halal Investing in Idaho

Zoya's screener is the best-known compliance research tool in halal investing: Shariah verdicts on 30,000+ stocks (company materials cite up to 60,000 instruments including funds) across 13 markets, run by Investroo Inc. with methodology guidance from Sheikh Joe Bradford - an AAOIFI-certified adviser and former Al Rajhi Bank sharia consultant - and Sheikh Umer Khan. AAOIFI screening is the default (over 5% non-permissible revenue or 30%+ interest-bearing debt/securities fails), with Pro users able to switch between S&P, MSCI, Dow Jones, and FTSE Russell rulebooks on the same ticker. Full reports expose the actual ratios so users can verify rather than trust.

Zoya earned its standard-tool status honestly: verdicts are backed by the actual financial ratios and segment revenue data, the 'Questionable' rating respects gray areas instead of forcing binary calls, and the multi-methodology switch (AAOIFI, S&P, MSCI, Dow Jones, FTSE Russell) is unique - it lets you see how the same stock fares under different scholarly standards, which is how sophisticated Muslims actually think about compliance. The ecosystem around the screener (portfolio sync with $1B in connected assets, trading pass-through at seven brokers, zakat tooling) makes it stickier than a lookup service. Value note: the $119.99/year app-store price is nearly double Musaffa's Foundation plan, but Zoya's own web checkout runs pay-what-you-think-is-fair at roughly $9-11/month - use that route. For serious DIY halal stock pickers, this and Musaffa are the two tools worth paying for.