ShariaPortfolio vs Zoya
ShariaPortfolio and Zoya both offer investing. This page lines up 15 listed data points side by side, with 8 differences, so you can see exactly where they part ways before you request quotes.
Built from each provider's listed data · provider data last verified Oct 2026
At a glance
- Both are available in all 50 states.
- ShariaPortfolio uses Wealth Management; Zoya uses Stock Screener.
- Both disclose the same level of Shariah oversight: Named Scholar.
- HalalWallet Index: ShariaPortfolio holds a B; Zoya holds a B-.
- On measurable rows, ShariaPortfolio has the better listed value on 2 and Zoya on 0.
- They differ on 8 of the 15 data points we list for investing.
No editorial verdict has been written for this pair yet. The side-by-side below is the full data view; where we have written one, you'll find it under Compare.
ShariaPortfolio vs Zoya: the full side-by-side
15 data points from each provider's published materials, lined up row by row. They differ on 8.
15 of 15 rows
States covered
SameShariaPortfolio: All 50 statesZoya: All 50 states
Management fee
ShariaPortfolio: Not listedZoya: $14.99/month or $119.99/yearMinimum investment
ShariaPortfolio: $100,000 (Wealth Management) · $1,000 (ShariaPortfolio Express)Zoya: Not listed
Structure
ShariaPortfolio: Wealth ManagementZoya: Stock ScreenerShariah oversight
SameShariaPortfolio: Named ScholarZoya: Named ScholarShariah board / scholar
ShariaPortfolio: Third Party CertifiedZoya: named_scholarPublished fatwa / certificate
SameShariaPortfolio: NoZoya: NoScreening standard
SameShariaPortfolio: AAOIFI standardsZoya: AAOIFI standards
Products listed
ShariaPortfolio: Wealth Management, ShariaPortfolio Express, ShariaPortfolio InstitutionalZoya: Zoya Stock Screener, Zoya Brokerage IntegrationBest for
ShariaPortfolio: Self-directed halal wealth managementZoya: DIY halal stock pickersProduct types
ShariaPortfolio: Investment PlatformZoya: Stock Screener, BrokerageAccount types
SameShariaPortfolio: Individual, IRA, Roth IRAZoya: Individual, IRA, Roth IRAFocus
ShariaPortfolio: Managed Halal Portfolios (Wealth Management) · Institutional Halal Portfolios (ShariaPortfolio Institutio…)Zoya: Halal Stock Screening (Zoya Stock Screener) · Portfolio Compliance Monitoring (Zoya Brokerage Integration)
HalalWallet Index grade
ShariaPortfolio: B EdgeZoya: B-Founded
ShariaPortfolio: 2003 EdgeZoya: 2020
Edge marks the side with the better listed number on measurable rows (lower fee, wider coverage, higher grade). It is not a verdict - a provider can win more rows and still be the wrong fit for you.
Strengths and trade-offs
ShariaPortfolio
- Comprehensive wealth management under AAOIFI-aligned screening
- Individual, IRA, and Roth IRA accounts supported
- Named Sharia advisor (Shaykh Umer Khan) oversees the methodology
- Available nationwide in all 50 states
- Low $1,000 minimum opens managed halal investing to newer investors
- Advisory fee tiers are not published - pricing requires a conversation or the Form CRS
- $100,000 minimum excludes newer investors (the Express tier covers them at $1,000)
- Sharia oversight rests on a named advisor rather than a formal multi-scholar board
- Wrap fee percentage is not published on the website - you have to ask or read the ADV
- Digital-only service with less personal attention than the $100,000 Access tier
Zoya
- Screens thousands of stocks for Sharia compliance
- Methodology overseen by AAOIFI-certified scholar Sheikh Joe Bradford and Sheikh Umer Khan
- Purification tracking supported alongside screening
- Available nationwide in all 50 states
- Links your existing brokerage so holdings are monitored for compliance automatically
- Full access costs $14.99/month or $119.99/year via app stores - pricier than Musaffa's $72/year
- A research tool, not a brokerage - trades happen elsewhere (though pass-through ordering covers seven brokers)
- Free tier is status-only: no ratio detail, and fund screening stops at top-10 holdings
- App-store and web pricing diverge without explanation on the site
- Requires a paid plan for real use - $14.99/month or $119.99/year via app stores
Products behind the numbers
Where a row shows more than one value, it is because the provider lists several investing products. Each is tagged.
Not sure which is right? Compare all investing providers.
Browse all Investing optionsEditorial comparisons
How do ShariaPortfolio and Zoya compare for investing?
ShariaPortfolio and Zoya both offer investing. This page lines up 15 listed data points side by side, with 8 differences, so you can see exactly where they part ways before you request quotes.
- Both are available in all 50 states.
- ShariaPortfolio uses Wealth Management; Zoya uses Stock Screener.
- Both disclose the same level of Shariah oversight: Named Scholar.
Source: HalalWallet (halalwallet.us)
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Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-10-22
How to cite this page
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For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.
How to use this comparison: Scholars rule; we organize the evidence. HalalWallet is an independent educational comparison platform - by design, we do not issue fatwas or provide financial, legal, or tax advice. We do the research homework so your final checks are quick and personal. Where our role ends and who takes over.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider - their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.
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