Wahed Invest Traditional IRA

Halal Retirement Accounts in West Virginia

Wahed's Traditional IRA delivers tax-deferred halal retirement saving through the platform's managed portfolios: pre-tax (or deductible) contributions grow untaxed until withdrawal, invested across six risk tiers of Shariah-screened Wahed equity ETFs, sukuk, gold, and the KWIN income ETF. Accounts activate from $100, accept rollovers from employer plans and transfers from other IRAs, and hold assets in the client's name at Apex Clearing with SIPC protection. Governance includes three named board scholars, Shariyah Review Bureau external review, published annual reports, quarterly purification amounts, and a built-in zakat calculator.

The Traditional IRA earns its place for two groups: savers who want today's deduction, and anyone rolling an old 401(k) into halal management - the second being quietly the bigger deal, since employer plans are where Muslims most often hold non-compliant funds by default. Wahed handles both from $100, converts rollovers to cash and reinvests them into screened portfolios, and documents its compliance more thoroughly than any US competitor (named scholars, external Shariyah Review Bureau review, published board reports, quarterly purification data). The standing caveats apply: the $60 fixed fee is heavy under about $20K, portfolios are Wahed-fund-centric by design, and Manzil undercuts the headline price. As the destination for a 401(k) rollover that finally needs to be halal, it is the established choice.