Wahed Invest SEP IRA

Halal Retirement Accounts in Wisconsin

Wahed's SEP IRA gives self-employed Muslims and small-business owners the higher contribution ceilings of an employer-funded retirement plan with fully halal contents: the same six managed risk tiers as Wahed's core robo service, built from Shariah-screened Wahed equity ETFs, sukuk, gold, and the KWIN alternative-income ETF. Accounts open from $100, accept rollovers from prior employer plans (401(k)/403(b)/457) and IRA transfers, and sit in the client's name at Apex Clearing with SIPC protection. Compliance runs through Wahed's three-scholar Shariah board with Shariyah Review Bureau as external advisor and quarterly purification reporting.

For a freelancer or small-business owner, the SEP IRA is usually the biggest halal tax shelter available - employer-side contribution limits far beyond the standard IRA cap - and Wahed is one of the very few platforms that delivers it compliant end to end. Rollovers from old 401(k)s consolidate cleanly, custody sits at Apex in your own name, and the compliance stack (three named scholars, Shariyah Review Bureau external review, quarterly purification data) is the most documented among US halal robos. Costs are the familiar Wahed equation: fair at scale (0.49% flat above $100K), but the $60 fixed fee stings small balances, and you accept model portfolios built substantially from Wahed's own funds. Self-employed savers who expect to contribute seriously each year will find the structure earns its fees; dabblers should start with a cheaper standard IRA.