Wahed Invest Roth IRA

Halal Retirement Accounts in Utah

Wahed's Roth IRA wraps the platform's managed halal portfolios in the US tax code's most generous retirement structure: after-tax contributions, tax-free qualified withdrawals, and contributions accessible without penalty. From a $100 minimum, savers get one of six risk tiers built from Shariah-screened Wahed equity ETFs, sukuk, gold, and the KWIN income ETF, automatically rebalanced, with assets held in their own name at Apex Clearing (SIPC-protected). The compliance file includes a three-scholar Shariah board, Shariyah Review Bureau external review, published annual board reports, and quarterly purification amounts.

A Roth IRA is where halal investing and tax planning agree most completely: decades of compounding with no tax at the end and no interest anywhere in the chain. Wahed automates the whole arrangement from $100 - meaningful for young savers starting small - with the strongest published compliance documentation among US halal robos and purification amounts reported quarterly so the cleansing obligation is quantified rather than guessed. The economics deserve one honest look: on a $2,000 balance, 0.49% plus $60 is roughly 3.5% a year, which will eat early returns; the fee only becomes fair as contributions accumulate. Manzil's 0.40% + $48 is the sharper price at most balances, with a thinner track record. For consistent long-horizon contributors who want it handled, Wahed's Roth is a sound default.