Halal Business Financing in Portland, Maine

Ijara Community Development

Non-Profit Financing

5

Sharia-compliant financing for masjids, Islamic schools, and Muslim nonprofit organizations. Established organizations: $300K–$7M, 30% down, up to 20 years with a 10-year balloon, up to 12 months of no payments during construction, no personal guarantees possible. New organizations: $300K–$1M, 30–40% down, personal guarantees required.

Ijara Community Development

Business Plus 7A Financing

5

Shorter-term Sharia-compliant business financing (Sharia Business Plus 7A program). $250K–$5M with 10–15% down over 7–10 year amortized terms. Covers debt refinancing, business acquisitions, inventory, equipment, working capital, and tenant improvements and renovation.

Ijara Community Development

Small Business Financing

5

Financing for businesses purchasing or refinancing their operating property. Offices, medical/dental practices, restaurants, warehouses, gas stations, hotels. Also covers acquisitions, equipment, inventory, working capital, and renovations. $250K–$5M, ~5–10% down, up to 25 years. Professional practices sub-program: ~5% down, construction/build-outs possible with payment deferral.

Ijara Community Development

Multifamily Financing

5

Financing for multifamily apartment complexes of 8–300 units. $1M–$25M, 25–30% down. Long amortization terms, non-recourse options available. Trust-based Ijara structure through 200+ commercial funding sources.

Ijara Community Development

Commercial Real Estate Financing

5

Sharia-compliant financing for large commercial properties (office buildings, retail centers, industrial properties) using a trust-based Ijara structure. $500K–$20M, 35%+ equity required, long-term leases required. 200+ commercial funding sources.

Ijara Community Development

Investor Gold CRE Financing

5

Sharia-compliant commercial real estate financing for well-qualified investors whose properties are leased long-term to national tenants with a credit rating or equivalent (Sharia Investor Gold program). $2M–$20M with only 20–25% down and up to 20 years of amortized financing. Non-recourse available.

Ijara Community Development

Business Fixed 504 Financing

5

Fixed-payment Sharia-compliant commercial building financing (Sharia Business Fixed 504 program). $1M–$15M with as little as 5–10% down and up to 25 years of amortized, fixed-payment financing for well-qualified businesses buying or refinancing their commercial buildings. Property types: warehouses and offices. Also covers debt refinancing, tenant improvements, and renovations.