Wills & Estate Planning · Sharia Wiz
Sharia Wiz Elective Share Waiver
Co-Founder & CEO, HalalWallet
Facts are re-verified against Sharia Wiz's published materials; this page updates when the provider's terms, rates, or coverage change.
State-specific spousal agreement covering 42 equitable-distribution states (including DC) in which both spouses waive statutory elective-share rights so the estate can follow Islamic inheritance shares. The elective share is the quiet will-killer: state law lets a surviving spouse elect against the will and take more than the Quranic share - 1/4 or 1/8 for a widow depending on children - unraveling the whole faraid distribution. The waiver has both spouses contractually renounce those rights in favor of their Islamic shares. Part of the Raqaba-audited Sharia Wiz suite, supplied within the will-based estate plan; community-property-state residents get the companion agreement instead.
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What is the Sharia Wiz Elective Share Waiver?
State-specific spousal agreement covering 42 equitable-distribution states (including DC) in which both spouses waive statutory elective-share rights so the estate can follow Islamic inheritance shares. The elective share is the quiet will-killer: state law lets a surviving spouse elect against the will and take more than the Quranic share - 1/4 or 1/8 for a widow depending on children - unraveling the whole faraid distribution.
- Contract structure: Spousal Waiver.
- Available in 42 states.
- Shariah oversight disclosed: Third-Party Certified.
- HalalWallet Index grade for Sharia Wiz in Wills & Estate Planning: A-.
- Verified against Sharia Wiz's published materials on 2026-08-13.
Source: HalalWallet (halalwallet.us)
Key facts
- Structure
- Spousal Waiver
- Service type
- Elective Share Waiver
- Pricing
- Not sold with a standalone published price - the waiver is supplied within Sharia Wiz's will-based estate plan ($199) for equitable-distribution-state residents (verified 2026-08-05).
- Lawyer review
- No
- State-specific compliance
- Yes
- Islamic features
- Faraid alignment, Elective share waiver
- Availability
- 42 states
- Shariah oversight
- Third-Party Certified
- Last verified
- 2026-08-13
Facts are taken from Sharia Wiz's published product materials and were last verified on 2026-08-13. Fields the provider does not publish are omitted rather than estimated.
Our take
This waiver closes one of the most common gaps in Islamic estate plans: a surviving spouse's statutory elective share can override Faraid distribution unless both spouses formally waive it. Sharia Wiz offers a state-specific version across 42 equitable-distribution states, backed by its Raqaba Shariah audit. It's a DIY document without default attorney review, so couples with complex assets should still get counsel. Best for married couples in equitable-distribution states pairing it with an Islamic will.
Strengths
- Covers 42 equitable-distribution states, including DC
- Directly resolves the conflict between state elective-share rights and Faraid distribution
- Documents approved in an independent Shariah audit by Raqaba, with named-scholar endorsements
- Part of a suite that includes an inheritance calculator, trusts, and marital tools
Watch-outs
- Only relevant in equitable-distribution states - community property states need a different agreement
- Pricing for this document isn't published - check at signup
- Self-completed online with no attorney review included by default
Is the Sharia Wiz Elective Share Waiver halal?
This document exists because US state law can quietly defeat a perfectly drafted Islamic will: in equitable-distribution states, a surviving spouse holds a statutory 'elective share' of the estate that overrides whatever the will says. Faraid fixes the spouse's share - 1/4 or 1/8 for a widow depending on children - so without a waiver the survivor can simply elect against the will and take more than the Quranic share, unraveling the whole distribution. Sharia Wiz's waiver has both spouses contractually renounce those statutory rights in favor of their Islamic shares, which is what actually makes the fixed shares stick in court. The document sits inside the platform's audited framework: Raqaba's independent Shariah audit approved the Sharia Wiz document set and inheritance calculator, with endorsements from Imam Zaid Shakir, Dr. Abdullah bin Hamid Ali, Dr. Wael Hallaq, Dr. Shadee Elmasry, and Dalia Mogahed. Two caveats: it only applies in equitable-distribution states - couples in the nine community-property states need the companion Community Property Agreement instead - and it's self-completed online, so couples with significant assets should have counsel review the executed document.
Shariah oversight disclosed by Sharia Wiz
Shariah audit by Raqaba approved ShariaWiz documents and calculator. Endorsed by Imam Zaid Shakir, Dr. Abdullah bin Hamid Ali, Dr. Wael Hallaq, Dr. Shadee Elmasry, and Dalia Mogahed.
HalalWallet reports the Shariah documentation a provider publishes. We do not issue certifications; consult a qualified scholar for a personal ruling.
What you get
- State-specific spousal waiver covering 42 equitable-distribution states including DC
- Both spouses renounce statutory elective-share rights in favor of their faraid shares
- Part of the Raqaba-audited Sharia Wiz document suite with named-scholar endorsements
- Supplied within the will-based estate plan (community-property-state residents get the companion agreement instead)
- Self-completed online with downloadable state-specific execution instructions
Cost and terms
Not sold with a standalone published price - the waiver is supplied within Sharia Wiz's will-based estate plan ($199) for equitable-distribution-state residents (verified 2026-08-05).
How it compares
Other wills & estate planning providers we list in the U.S., ordered by HalalWallet Index grade.
| Product | Structure | Shariah oversight | Availability | Grade |
|---|---|---|---|---|
| Sharia Wiz Elective Share Waiver (this page) | Spousal Waiver | Third-Party Certified | 42 states | A- |
| MyWassiyah Islamic Will & Estate Plan | Islamic Will | Named Scholar | all 50 states | B+ |
| The Islamic Seminary of America Islamic Will & Estate Plan | Islamic Will | Named Scholar | all 50 states | B |
| Bayaani Islamic Prenup & Postnup | Islamic Prenup | Named Scholar | all 50 states | — |
| Muslim.Estate Islamic Will | Islamic Will | Named Scholar | all 50 states | — |
Other Sharia Wiz products
- Islamic Family Waqf
Wills & Estate Planning · Family Waqf
- Community Property Agreement
Wills & Estate Planning · Marital Property Agreement
- Islamic Prenuptial Agreement
Wills & Estate Planning · Islamic Will
- Inheritance Calculator
Wills & Estate Planning · Islamic Will
- Healthcare Directive
Wills & Estate Planning · Islamic Will
- Power of Attorney
Wills & Estate Planning · Islamic Will
- Islamic Trust
Wills & Estate Planning · Islamic Will
- Islamic Will & Estate Plan
Wills & Estate Planning · Islamic Will
Where it's available
Sharia Wiz lists the Elective Share Waiver as available in 42 states.
Availability may vary by product and can change; verify with Sharia Wiz before applying.
Frequently asked questions
Is the Sharia Wiz Elective Share Waiver halal?
This document exists because US state law can quietly defeat a perfectly drafted Islamic will: in equitable-distribution states, a surviving spouse holds a statutory 'elective share' of the estate that overrides whatever the will says. Contract structure: Spousal Waiver. Shariah oversight disclosed by Sharia Wiz: Third-Party Certified. HalalWallet reports what the provider documents; we do not certify products.
How does the Sharia Wiz Elective Share Waiver work?
State-specific spousal agreement covering 42 equitable-distribution states (including DC) in which both spouses waive statutory elective-share rights so the estate can follow Islamic inheritance shares. The elective share is the quiet will-killer: state law lets a surviving spouse elect against the will and take more than the Quranic share - 1/4 or 1/8 for a widow depending on children - unraveling the whole faraid distribution.
What does the Sharia Wiz Elective Share Waiver cost?
Not sold with a standalone published price - the waiver is supplied within Sharia Wiz's will-based estate plan ($199) for equitable-distribution-state residents (verified 2026-08-05).
Where is the Sharia Wiz Elective Share Waiver available?
Sharia Wiz lists this product as available in 42 states. Availability can change and may differ by state; verify directly with Sharia Wiz.
What are the alternatives to the Sharia Wiz Elective Share Waiver?
In the same category we also list MyWassiyah Islamic Will & Estate Plan (HalalWallet Index B+), The Islamic Seminary of America Islamic Will & Estate Plan (HalalWallet Index B), Bayaani Islamic Prenup & Postnup. Compare every option side by side on our Islamic Estate Planning hub.
When was this Sharia Wiz product information last verified?
HalalWallet last verified the Sharia Wiz Elective Share Waiver details against Sharia Wiz's published materials on 2026-08-13. Rates, fees, and availability can change after that date.
How to use this comparison: HalalWallet is an independent educational comparison platform - by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider - their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.
Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-08-13
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